__START__ decision=PENDING intake decision=PENDING creditCheck decision=PENDING assessRisk decision=PENDING autoApprove decision=APPROVED notify decision=APPROVED __END__ decision=APPROVED final decision: APPROVED trail: intake: Asha asks for 40000 creditCheck: score 850 assessRisk: ratio 0.33 -> LOW autoApprove: approved by policy notify: told Asha the result is APPROVED